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Home The Cycle Room

The Cycle Room

Owning your dream bike is easier than ever with our wide range of finance options, starting with 0% APR finance on baskets £35-£999. Then with just a 10% deposit required, explore our range of finance options for bikes over £999.

V12 Retail Finance

We've partnered with V12 Retail Finance to provide a wide range of 12-48 month finance options to suit all budgets. A minimum deposit of 10% is required, with all bikes selling over £999 available on 12 months 0% APR finance, and further options available on most bikes.
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Klarna

We've partnered with Klarna to bring you new ways to pay at checkout. It's a safe and simple way to get the clothing, accessories or bike you are after. Simply create a basket and by selecting Klarna during checkout, Klarna will give you up to two easy ways to get the products you love. Choose 'Pay Later' and get up to 30 days to pay for your order with no interest and no fees when you pay on time. Or, split the cost of bigger purchases into 3 monthly payments with no interest, no fees when you pay on time and no credit agreement.
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PayPal

PayPal offers 0% finance on baskets over £99 & above over 4 months. This offer applies to bikes & accessories, so you can get the products you love with repayments to suit you. If you wish to take advantage of PayPal Credit, please select 'PayPal' option at checkout.
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Finance FAQs
Will V12 perform a credit check?
Yes. A credit check forms part of the automated decision making process. You will be notified at which point during the application process the credit check will take place.
My application was not accepted, can I re-apply?
Yes. V12 acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that they will automatically turn down a further request. V12 do suggest however, that you leave at least 6 months between applications.
Can I cancel my agreement if I change my mind?
You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the finance company notice in writing or by telephone or email. The name of your finance company will be clearly shown on your credit agreement (see contact details below). Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal.
Can I pay my agreement off early?
Yes. You have the right to repay all or part of the credit early at any time – you should contact V12 Retail Finance for details of the process by phone, e-mail or letter at the following; Telephone: 029 2046 8900 Email: [email protected] Address: V12 Retail Finance Limited 20 Neptune Court Vanguard Way Cardiff CF24 5PJ
What do I need to bring for collection?
For fraud prevention and security reasons, we ask that you bring a copy of your credit agreement (an online copy is acceptable), Passport or Drivers licence, a utility bill with the same address as the order (no less than 3 months old) and the card you used to place the deposit (the last 4 digits need to match). Unfortunately you cannot ask a friend or family member to collect the bike for you.

Finance is subject to status. From time to time, we may vary the terms of our finance offer at our discretion. To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than 3 years. Other conditions may apply and we cannot guarantee that your application will be accepted. We reserve the right to withdraw finance on certain products at any time.

Giant U.K. Limited T/A The Cycle Room (Charnwood Edge, Syston Road, Cossington, Leicestershire, LE7 4UZ) is authorised and regulated by the Financial Conduct Authority (FCA FRN 729086) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Financial Services UK Limited and Secure Trust Bank PLC trading as V12 Retail Finance. Please note that Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs and late fees apply.

If you are dissatisfied with our response and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.